:root{
  --coral:#C93F25;--coral-hover:#B33519;--coral-soft:#FF9580;
  --slate:#4C5A72;--ink:#1E232C;--dark:#374158;--darker:#2B3347;
  --mist:#F2F4F8;--line:#DFE3EC;--muted:#4F5766;--white:#fff;--footmuted:#C3C9D6;
  --radius:14px;--radius-sm:10px;--wrap:1180px;
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --font-head:'Manrope','Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
a{color:var(--slate)}
a:hover{color:var(--coral)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid var(--coral);outline-offset:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--coral);color:#fff;font-weight:700;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:var(--radius-sm);box-shadow:0 10px 22px rgba(201,63,37,.28);border:2px solid transparent;font-family:var(--font-body);cursor:pointer}
.btn:hover{background:var(--coral-hover);color:#fff}
.btn.alt{background:var(--dark);color:#fff;box-shadow:0 10px 22px rgba(55,65,88,.28)}
.btn.alt:hover{background:var(--darker);color:#fff}
.btn.ghost{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--slate);color:var(--ink)}
.btn.small{font-size:14px;padding:10px 18px}
.btn.block{display:flex;width:100%}

/* topbar */
.topbar{background:var(--dark);color:var(--footmuted);font-size:13.5px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar a{color:var(--coral-soft);font-weight:700;text-decoration:none}
.topbar a:hover{color:#fff}

/* header and nav */
.site-header{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
.navbar{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.logo{display:flex;align-items:center;flex:0 0 auto;text-decoration:none}
.logo img{width:230px;height:46px}
.mainnav{flex:1 1 auto;display:flex;justify-content:flex-end}
.navlist{list-style:none;display:flex;align-items:center;gap:6px}
.navlist>li{position:relative}
.navlist>li>a{display:block;padding:12px 12px;color:var(--ink);font-weight:600;font-size:14.5px;text-decoration:none}
.navlist>li>a:hover,.navlist>li:focus-within>a{color:var(--coral)}
.has-drop>a:after{content:"";display:inline-block;margin-left:7px;width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.dropmenu{display:none;position:absolute;left:-120px;top:100%;width:780px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 18px 40px rgba(30,35,44,.16);padding:22px 24px;z-index:80;grid-template-columns:repeat(3,1fr);gap:18px 26px}
.has-drop:hover>.dropmenu,.has-drop:focus-within>.dropmenu{display:grid}
.dropmenu ul{list-style:none}
.dropmenu li{margin:0}
.dropmenu a{display:block;padding:5px 0;color:var(--ink);text-decoration:none;font-size:14px;font-weight:500}
.dropmenu a:hover{color:var(--coral)}
.dropcol h3,.mobile-menu h3{font-size:12px;letter-spacing:.09em;text-transform:uppercase;color:var(--slate);margin-bottom:6px;font-family:var(--font-body);font-weight:700}
.dropall{grid-column:1/-1;border-top:1px solid var(--line);padding-top:12px;font-size:14px}
.dropall a{display:inline-block;font-weight:700;color:var(--coral)}
.menu-toggle{display:none;background:#fff;border:2px solid var(--line);border-radius:var(--radius-sm);padding:9px 14px;font-weight:700;font-size:14px;color:var(--ink);cursor:pointer;font-family:var(--font-body)}
.mobile-menu{background:#fff;border-top:1px solid var(--line);max-height:calc(100vh - 130px);overflow-y:auto;padding:14px 24px 22px}
.mobile-menu[hidden]{display:none}
.mobile-menu ul{list-style:none;margin-bottom:12px}
.mobile-menu li a{display:block;padding:10px 0;color:var(--ink);text-decoration:none;font-weight:600;font-size:16px;border-bottom:1px solid var(--mist)}
.mobile-menu h3{margin-top:12px}

/* page heads */
.pagehead{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(135deg,#2B3347 0%,#374158 55%,#4C5A72 100%);color:#fff;padding:54px 0 58px}
.pagehead.has-hero{padding:76px 0 80px}
.pagehead .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.pagehead.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(24,29,40,.92) 0%,rgba(24,29,40,.78) 55%,rgba(24,29,40,.55) 100%)}
.pagehead h1,.pagehead p,.pagehead a{color:#fff}
.pagehead h1{font-size:clamp(28px,4.2vw,40px);line-height:1.14;margin:14px 0 14px;max-width:820px}
.pagehead .lead{font-size:18px;max-width:700px;color:#EEF1F6;margin-bottom:24px}
.crumbs{font-size:13.5px;color:#DDE2EC}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"/";margin-right:6px;opacity:.7}
.crumbs a{text-decoration:none;color:#fff;opacity:.92}
.crumbs a:hover{text-decoration:underline;color:#fff}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--mist);color:var(--dark);font-weight:700;font-size:13px;padding:7px 15px;border-radius:100px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--coral)}
.badge.alt{background:#fff;color:var(--ink)}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:6px}

/* home hero */
.hero{position:relative;isolation:isolate;overflow:hidden;background:#fff;padding:64px 0}
.hero.has-hero{background:var(--dark);color:#fff}
.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(24,29,40,.93) 0%,rgba(24,29,40,.8) 55%,rgba(24,29,40,.6) 100%)}
.hero.has-hero h1,.hero.has-hero p,.hero.has-hero .trustrow{color:#fff}
.hero.has-hero h1 span{color:var(--coral-soft)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero h1{font-size:clamp(28px,4.6vw,44px);line-height:1.12;margin:16px 0 16px}
.hero h1 span{color:var(--slate)}
.hero p.lead{color:var(--muted);font-size:17px;max-width:520px;margin-bottom:24px}
.trustrow{display:flex;gap:10px 18px;flex-wrap:wrap;color:var(--muted);font-size:13.5px;font-weight:600;margin-top:18px}
.trustrow span:before{content:"\2713\00a0";color:var(--slate)}
.hero.has-hero .trustrow span:before{color:var(--coral-soft)}
.statpanel{background:var(--dark);color:#fff;border-radius:var(--radius);padding:28px}
.statpanel h2{font-size:15px;color:#DDE2EC;margin-bottom:12px;font-weight:700}
.strow{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:14px;color:#EEF1F6}
.strow:last-child{border-bottom:none}
.strow b{color:var(--coral-soft);font-family:var(--font-head);font-size:16px;text-align:right}

/* strip and bands */
.strip{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px 20px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem .ic{color:var(--slate);font-size:18px}
.emergency{background:var(--coral);color:#fff;padding:22px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:#fff}
.emergency p{font-size:14.5px;color:#fff}
.emergency .btn{background:var(--dark)}
.emergency .btn:hover{background:var(--darker)}

/* sections */
.sec{padding:70px 0;background:#fff}
.sec.tint{background:var(--mist)}
.kick{color:var(--dark);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.big,.sec .wrap>h2{font-size:34px;margin:10px 0 30px}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start}
article h2{font-size:28px;margin:46px 0 16px}
.narrow{max-width:820px;margin:0 auto}
article>h2:first-child{margin-top:0}
article h3{font-size:20px;margin:26px 0 10px}
main p{font-size:16.5px}
main p+p{margin-top:14px}
article h2+p,article h3+p{margin-top:14px}
article ul,article ol{margin:16px 0 4px 22px}
article li{margin-bottom:8px;font-size:16.5px}
article a{font-weight:600}
.sidecard{position:sticky;top:24px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 12px 30px rgba(30,35,44,.08)}
.sidecard .side-kick{font-size:12.5px;letter-spacing:.09em;text-transform:uppercase;font-weight:700;color:var(--coral);margin-bottom:8px}
.sidecard h3{font-size:19px;margin-bottom:8px}
.sidecard p{font-size:14.5px;color:var(--muted);margin-bottom:16px}
.sidecard ul{list-style:none;margin:18px 0 14px}
.sidecard li{font-size:14px;padding:7px 0 7px 26px;position:relative;border-top:1px solid var(--mist);margin:0}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--slate);font-weight:700}
.sidecard .side-link{font-size:14px;font-weight:700}

/* content components */
.tablewrap{overflow-x:auto;margin:22px 0 6px;border:1px solid var(--line);border-radius:var(--radius)}
.tablewrap table{width:100%;border-collapse:collapse;font-size:15px;min-width:520px}
.tablewrap th{background:var(--dark);color:#fff;text-align:left;padding:13px 16px;font-size:13px;letter-spacing:.04em;text-transform:uppercase}
.tablewrap td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
.tablewrap tr:nth-child(even) td{background:var(--mist)}
.tablewrap caption{caption-side:bottom;text-align:left;padding:10px 16px;font-size:13.5px;color:var(--muted)}
.cardgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:22px 0 6px}
.minicard{background:var(--mist);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.minicard h3{font-size:16.5px;margin:0 0 6px;font-family:var(--font-head)}
.minicard p{font-size:15px;margin:0;color:var(--muted)}
.minicard p+p{margin-top:8px}
.callout{background:var(--mist);border-left:5px solid var(--coral);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:20px 22px;margin:24px 0 6px}
.callout h3{margin:0 0 6px;font-size:17px}
.callout p{font-size:15.5px}
.localnote{background:#fff;border:1px solid var(--line);border-top:5px solid var(--slate);border-radius:var(--radius);padding:24px 26px;margin:34px 0 6px}
.localnote h2{font-size:23px;margin:0 0 12px}
.ctamid{background:var(--dark);color:#fff;border-radius:var(--radius);padding:26px 28px;margin:36px 0 6px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.ctamid p{color:#fff;font-size:16.5px;max-width:520px;margin:0}
.ctamid p+p{margin-top:0}
.ctamid .btn{background:var(--coral)}
.faq{margin-top:10px}
.faq details{border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;list-style:none;padding:16px 48px 16px 18px;font-weight:700;font-size:16.5px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:22px;color:var(--coral);font-weight:700}
.faq details[open] summary:after{content:"\2212"}
.faq .faq-a{padding:0 18px 16px}
.faq .faq-a p{font-size:16px}
.byline{font-size:14px;color:var(--muted);margin-bottom:22px}

/* grids */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column}
.card .ic{width:48px;height:48px;background:var(--mist);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:12px;color:var(--slate);font-family:var(--font-head);font-weight:800}
.card h3{font-size:18px;margin-bottom:8px}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--coral)}
.card p{font-size:14.5px;color:var(--muted);margin-bottom:12px;flex:1}
.card .more{color:var(--slate);font-weight:700;font-size:14px;text-decoration:none}
.card .more:hover{color:var(--coral)}
.groupbox{margin-bottom:40px}
.groupbox>h2{font-size:26px;margin:0 0 6px}
.groupbox>p{color:var(--muted);margin-bottom:18px}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border-radius:var(--radius);padding:24px;text-align:left;border:1px solid var(--line)}
.sec.tint .whycard{border-color:transparent}
.whycard .num{width:42px;height:42px;background:var(--slate);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin-bottom:12px;font-size:17px}
.whycard h3{font-size:17px;margin-bottom:6px}
.whycard p{font-size:14.5px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--coral);color:#fff;font-family:var(--font-head);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted)}
.insurepanel{background:var(--dark);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h3{font-size:24px;margin-bottom:8px;color:var(--coral-soft)}
.insurepanel p{font-size:15px;color:#E3E7EF;max-width:560px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.areas span{background:#fff;padding:13px 14px;border-radius:var(--radius-sm);color:var(--ink);font-weight:600;font-size:14px;text-align:center;border:1px solid var(--line)}
.ctaband{background:var(--dark);color:#fff;padding:58px 0;text-align:center}
.ctaband h2{font-size:38px;margin-bottom:10px;color:#fff}
.ctaband p{font-size:17px;margin:0 auto 24px;color:#E3E7EF;max-width:640px}
.blogcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blogcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.blogcard img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.blogcard .bc-body{padding:20px;display:flex;flex-direction:column;flex:1}
.blogcard h2,.blogcard h3{font-size:18px;margin-bottom:8px}
.blogcard h2 a,.blogcard h3 a{color:var(--ink);text-decoration:none}
.blogcard h2 a:hover,.blogcard h3 a:hover{color:var(--coral)}
.blogcard p{font-size:14.5px;color:var(--muted);flex:1}

/* maps */
.mapsec{padding:0;background:var(--mist)}
.mapsec .wrap{padding-top:44px;padding-bottom:44px}
.mapsec h2{font-size:26px;margin-bottom:6px}
.mapsec p{color:var(--muted);margin-bottom:18px;max-width:760px}
.mapframe{width:100%;height:380px;border:0;border-radius:var(--radius);display:block;background:var(--line)}
.mapframe.tall{height:420px}

/* footer */
footer{background:var(--darker);color:var(--footmuted);padding:54px 0 28px;font-size:14.5px}
footer .wrap.footgrid{display:grid;grid-template-columns:1.5fr 2.4fr 1fr;gap:36px}
footer h2{color:#fff;font-size:16px;margin-bottom:12px}
footer .foot-sub{color:#fff;font-weight:700;font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin:12px 0 4px}
footer a{color:var(--footmuted);text-decoration:none;display:block;padding:3px 0}
footer a:hover{color:#fff;text-decoration:underline}
footer address{font-style:normal;margin:10px 0}
footer .foot-logo img{width:230px;height:46px}
footer .foot-services{display:grid;grid-template-columns:repeat(3,1fr);gap:0 22px}
footer .legal{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:18px;font-size:13.5px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
footer .legal a{display:inline-block;margin-left:16px}
footer .foot-phone{color:#fff;font-weight:700;font-size:17px}

/* sticky call controls */
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--dark);z-index:90;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:16px;text-decoration:none;min-height:44px}
.float-call{position:fixed;right:24px;bottom:24px;width:56px;height:56px;border-radius:50%;background:var(--coral);display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px rgba(201,63,37,.4);z-index:90}
.float-call:hover{background:var(--coral-hover)}
.float-call svg{width:26px;height:26px;fill:#fff}

/* 404 */
.nf{padding:90px 0;text-align:center}
.nf h1{font-size:44px;margin-bottom:12px}
.nf p{max-width:560px;margin:0 auto 22px;color:var(--muted)}

@media(max-width:1100px){
  .logo img{width:200px;height:40px}
  .navlist>li>a{padding:12px 9px;font-size:14px}
  .dropmenu{left:-200px;width:700px}
}
@media(max-width:900px){
  .mainnav{display:none}
  .menu-toggle{display:inline-block}
  .navbar{min-height:64px}
  .nav-call{display:none}
  .hero .wrap,.insurepanel,.twocol{grid-template-columns:minmax(0,1fr)}
  .cards,.blogcards{grid-template-columns:1fr 1fr}
  .why,.steps{grid-template-columns:1fr 1fr}
  .steps:before{display:none}
  .step{margin-bottom:24px}
  .areas{grid-template-columns:1fr 1fr}
  .sidecard{position:static}
  footer .wrap.footgrid{grid-template-columns:1fr 1fr}
  footer .foot-services{grid-template-columns:1fr 1fr}
  .sec{padding:54px 0}
}
@media(max-width:760px){
  .sticky-cta{display:block}
  .float-call{display:none}
  body{padding-bottom:70px}
  .topbar .wrap{justify-content:center;text-align:center}
}
@media(max-width:600px){
  .wrap{padding:0 18px}
  .cards,.blogcards,.why,.steps,.cardgrid,.areas{grid-template-columns:1fr}
  .logo img{width:176px;height:35px}
  .pagehead .lead{font-size:16.5px}
  .sec h2.big,.sec .wrap>h2,article h2{font-size:25px}
  .ctaband h2{font-size:28px}
  footer .wrap.footgrid,footer .foot-services{grid-template-columns:1fr}
  footer .legal a{margin:0 14px 0 0}
  .ctamid{padding:22px}
  .btn{width:100%}
  .cta-row .btn{width:100%}
  .navbar{gap:10px}
}
.twocol>*{min-width:0}
main p,main li,.site-footer p,.site-footer li{overflow-wrap:anywhere}
.areas.nbh a{display:inline-block;padding:10px 18px;border-radius:999px;background:#fff;border:1px solid var(--line,#dfe3ea);color:var(--ink,#1f2430);font-weight:600;text-decoration:none}
.areas.nbh a:hover,.areas.nbh a:focus{border-color:var(--coral);color:var(--coral)}
.nearby{margin-top:28px}
.areas.nbh{display:flex;flex-wrap:wrap;gap:12px}